How it works
- 1Connect your bank onceSecure, read-only open banking access on Pro Plus. On Pro, just upload a CSV statement from your bank.
- 2Payments are checked every 4 hoursEvery payment that comes in is matched against your open invoices by amount, invoice number and client name.
- 3Invoices tick themselves offExact matches are marked paid automatically. Anything less certain waits for you to confirm in one tap.
- 4Ka-ching! You've been paidA money-in pop-up shows what landed, your total for the month and what to put aside for tax.
What's included
- Live bank feed via open banking (Pro Plus)
- Or upload a CSV statement from any UK bank (Pro)
- Exact matches marked paid automatically
- Part payments with 'Paid £X, £Y left'
- Record cash and cheque payments by hand
- Thank-you receipts emailed to your client
- Undo any match in one tap
- Money-in celebration with your monthly total
Common questions
Is connecting my bank safe?
Yes. It's read-only open banking through an FCA-authorised provider. We can see incoming payments, but we can never move money. You can disconnect at any time.
Which banks work?
Almost every UK bank and building society, including Barclays, Lloyds, HSBC, NatWest, Santander, Monzo, Starling and Nationwide. You can also upload a CSV statement instead.
What if a client only pays part of the invoice?
We spot it and ask you to confirm. The invoice then shows what's been paid and what's left, and it's marked paid automatically once the rest arrives.
What if a payment is matched to the wrong invoice?
Tap Undo under Recently matched and the invoice goes back to unpaid.
Part of the Instant toolkit
Quotes, invoices, diary and tax, all in one app
Instant Payments comes with everything else in Instant-Estimate, from photo-and-voice quotes to getting paid.
Start freeTry it FREE. Upgrade when it pays for itself.